Saturday, November 1, 2008

What Does Medicare Cover?

As a person receiving benefits from Medicare, it is very important that you should know what Medicare includes in its coverage and what they don't in order for you to know what kind of medical treatment and services you need to share expenses with and how much.

There are basically two kinds of Medicare. The first is the Part A and the second is part B. What are covered in Medicare Part A are hospital stays, skilled nursing facility care, home health care, hospice care, and blood. However, you need to remember that the cost is only reduced. You will still need to share some of the expenses incurred while you or your spouse was being medically treated.

On the other hand, Medicare Part B is optional and that you will need to pay a monthly premium for it.

What are covered in Medicare Part B are other services that Medicare Part A does not cover. If you want additional healthcare services covered by your Medicare, such as the doctor's services, ambulatory services, durable medical equipments, outpatient mental health care, speech therapy, diagnostic tests, outpatient medical and surgical services and supplies, second and third surgical procedures, and outpatient occupational and physical therapy, then you may want to get covered with Medicare Part B.

These are some of the few things that are covered in Medicare Part B. You need to pay some of the services rendered under Medicare Part B and sometimes Medicare will be able to handle the entire expenses where you have to pay nothing at all.

These are the things that you have to remember about Medicare coverage. By knowing about the benefits of Medicare and what is being covered by it, you will be able to know what you will get when you need to go through medical treatment.

For More Information on Medicare Coverage Including Articles on How to Sign up for Prescription Drug Coverage, Visit the Medicare News Center Today at http://medicarenewsline.com/

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